Prices,Rates And Foreign Currency Exchange


Birkirkara, Valletta in goalless stalemate

BIRKIRKARA-0, VALLETTA-0 The title race is still wide open after the top-of-the-table clash between champions Birkirkara and second-placed Valletta ended goalless. A fiercely-contested encounter saw Birkirkara play the better football in the first half but their failure to turn their superior possession into goals dashed their hopes of taking three vital points as Valletta improved to share the exchanges after the change of ends. The stalemate means that Birkirkara remain two points clear of Valletta with five matches to go, raising the prospect of a thrilling finale to the season as these two rivals are due to meet again on the final day of the season. A vibrant atmosphere prevailed as thousands of fans flocked to the Nationa

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‘All I am asking for is that she lives her last years in dignity’

Joseph Spiteri covered all mirrors at home as his wife was growing scared of glass. But when she was admitted to St Vincent de Paul Residence for the Elderly she was surrounded by glass and grew confused. “Relatives should be consulted when decisions are taken about patients with dementia. “I would have told them that she is scared of glass. I could also have told them that she gets confused when during lunchtime she is surrounded by so many people in the eating hall.  “It was so difficult to let her go after 50 years spent together and all I am asking for is to live her last years with dignity,” said Mr Spiteri, who visits his wife twice daily. Mr Spiteri was speaking at a seminar where carers and professionals were

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Standards ‘red line’ set for care homes

Homes for the elderly will soon be legally bound to draw up individual care plans for residents, organise activities and offer varied and healthy meals, according to minimum standards to be launched this week. The standards will also dictate acceptable sizes of rooms and recreational areas, staff-to-resident ratios and measures to empower residents to file complaints and be involved in decisions affecting them. Currently there are no standards for care homes for the elderly, which means the authorities have nothing by which to measure whether homes are delivering a good service. The... This article is part of our premium content. Full story is available on Times of Malta Premium.

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‘I had sex with... I don’t know’

Casual sex rose to 38 per cent last year, which when coupled with poor condom use exposes the dire situation of the nation’s sexual health, according to the Genito-urinary Clinic’s annual report. “In many cases it was impossible to trace the other person to get them checked for STIs since the sex was totally anonymous where no names were exchanged or perhaps remembered,” the report says. Giving a snapshot of the sexual behaviour of its 3,035 clients in 2013 – the youngest patient was 13, the oldest 78 – the report blames isolated or ineffective sexual health promotion for the persistent... This article is part of our premium content. Full story is available on Times of Malta Premium.

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Easy for Floriana

RABAT AJAX 0 FLORIANA 5 Pisani 3; Coronado 8; Muir 79 pen; Diogo 89, 90 Floriana earned a comfortable 5-0 victory over Rabat Ajax whose limitations left them no options but to go almost exclusively for caution. The game was only 126 seconds when the first signs that this was going to be Floriana’s day emerged. Steve Pisani underlined his rich seam of form when letting fly a thunderbolt from just outside the box that beat Jonathan Azzopardi, the Rabat custodian, hands down as the ball arrowed into the top corner. Rabat’s troubles to deal with Igor Coronado’s swift incursions down the left flank were laid bare in the eighth minute, when the Brazilian had no mercy for Gauci who surged clear of the Ajax defender before darti

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Where to stay in Malta

Heading to Malta in a few weeks, but not very sure where to stay. Valletta or one of the tourist areas? The previous wisdom on AskMe seemed to suggest that Valletta was pretty dead at night, but that the livelier resorts were pretty tacky.

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BOV Premium Cardholders can now redeem their BOV Points at Forestals [Malta Independent, The]

Forestals and Matrix outlets are new partners in the BOV Loyalty Rewards Programme, widening the selection available to BOV Premium Cardholders to redeem their BOV points.

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Gozo Week Invades Campus

From the 10th until the 14th of March, Grupp Universitarji GA awdxin occupied the University quadrangle during the newly initiated Gozo Week.

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Comino

Die kleine Insel Comino liegt ganz einsam im Mittelmeer zwischen Malta und Gozo.

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Cruising: Five-star floating city

The Celebrity Silhouette hosts a casino , a library, live bands, art auctions, exercise classes and a wealth of fine-dining options.

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10 Steps to Secure Your Startup

Image courtesy of: katelynjamesblog.com Startup culture is inherently fast-paced. Changes come in an instant, and the only thing that’s guaranteed is that no two days are alike. Where some startup owners stray off course, however, is when they sacrifice scrupulousness for novelty. Remember: Detail and innovation are not mutually exclusive terms. Just because you take a risk or rewire your vision doesn’t necessarily mean you have to desert the footing you have already achieved. From macro to micro, here are ten things you can do to help secure your young business while minimizing losses and maximizing progress: Get familiar with NDAs. Non-disclosure agreements are commonplace in any industry that involves a fair clump of contract work and consulting agreements. When you’re getting off the ground, you might need a designer to mock up a logo, or a coder to put together a website. Whatever the case may be, have them sign an NDA. It’s a simple insurance policy that can help you avoid any sticky situations down the line. Trademark your property. The pace of information transit is only increasing. Industry players can tune into each other’s progress at the drop of a hat. And whether it’s happenstance or not, you’re bound to run into other entrepreneurs who are sculpting similar, if not identical projects to yours. Trademark your intellectual property so you’re not too late to the party. Protect your home base. Whether it’s your living room or an office space, it’s always wise to install some type of security measure. Every industry has a few bad eggs, and the startup world is no different. It’s unlikely, but not impossible, to experience a physical security breach – particularly if you have a big idea. If you really want to seal your workspace, check out a security/automation system like ADT Pulse. Read up on cyber fraud. You’ll find hucksters in just about every corner of the Internet. Know how to identify the difference between a reliable web service and a sketchy imitator. If your product is web-based, get your coding up to snuff. And remember: test, test, test. Figure out how to compromise your own security before someone else does. Then go back and fix it. Know your employees. If you’re more than just a one-person operation, you should make a point to get to know your team. You picked them for a reason, and chances are they’re the trustworthy people you knew you were hiring from the get-go. But how many horror stories have we heard about so-called reliable co-workers with secrets to share? Protect your customers. Your customers are your most valued asset. Make sure they’re accommodated, protected and appeased. If in any instance you lose hold of their personal information or bank account details, you’ll lose more than just their patronage. Always be mindful of your credibility. Organize your documents. Even in the digital age, many standard business practices still operate on paper. You’re bound to accumulate some stationery, so find a way to separate the important from the not-so-important. Protect your most sensitive documents with a key and lock. Furnish accordingly. There’s a certain attraction and idealization associated with running your startup out of your basement, garage or living room. That’s how all the great names got their starts, right? True, sometimes it’s smartest to work out of the home, but be ultra-careful with your setup. Don’t leave half-empty drinks sitting near your computer, don’t overspend and don’t burn yourself out just because you can. Give yourself some free time to have home be home – not work. Hire outside help. If you need a piece of safety that’s outside of your wheelhouse, don’t be scared to ask around for help. There are plenty of specialists who are willing to help small businesses with everything from storefront security to cyber protection. Find insurance. Once you have solidified your business, you will want to look into liability insurance. Otherwise, if someone slips and falls in your place of work, you could have to pony up for some serious repercussions. Depending on what industry you’re in, you will want to explore the terms and conditions for additional types of insurance. It’s not particularly exciting stuff, but it’s an absolute must-do. There you have it: ten steps to securing your startup no matter which way you take your business. Of course, it doesn’t end there. There’re plenty of other things you can do to protect your ideas without limiting your scope. Feel free to drop a line in the comments about what you’re doing to buckle up!

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Get Out of a VXX Short Position

Although I think VXX will go down in the long term, I believe it will go up in the near future.

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ValueClick (VCLK) is in a Bullish Cup and Handle Formation

Valueclick is a company I’ve profiled before, and it caught my attention once again today after I saw the trade action in it on Friday afternoon. After holding in a pretty tight trading range most of the day on Friday 1/10, between 22.95 and 22.79, at 2:45pm it started rapidly rising from 22.80 to 23.30 by the close. That .50 cent move was a 2% move in the stock, and was the largest move in the stock since it fell into a consolidation after a bullish 4 session rally to end 2013. Yesterday’s price volatility expansion is a bullish tell that some large buyer was trying to take a position in the stock. So what could be behind this? Earnings aren’t due out until Feb 13. My guess is that some news could be coming in the next several days regarding VCLK’s planned sale of their owned and operated web sites. After its last earnings report in November, shares initially dropped on disappointing earnings, but when the company announced during its conference call that it planned to sell some of its owned and operated web sites, VCLK shares began to rally. Then in December, VCLK announced they entered “into a definitive with InterActiveCorp (IACI) to sell O&O in an all-cash transaction, expected to close by Jan 2014.” No terms of the deal were disclosed, so IMO the financial benefit to VCLK hasn’t really been reflected in the shares yet. You may argue that the shares have moved about $2 since the November announcement, and that qualifies as the reaction in the shares, but I tend to believe that the company could see a much larger windfall from the transaction. Taking a look at the chart I’ve included, VCLK also has formed a cup and handle formation, a bullish pattern that is probably the most followed and believed technical pattern of all. If the stock is able to sustain a move over $23, then the upside target for the cup and handle breakout would be around $27 per share, which represents 17% upside from current levels The Trade: Long VCLK on a close above $23 Stop @ 22 (below rising trendline) Target = $27 Reward/risk = 4:1

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Trading HYLD on monthly dividend dip and catching subsequent rise

This ETF. Pays close to 8 percent dividend monthly. It is an actively managed high yield bond ETF . Buy after ex dividend date monthly on dip. Catch monthly dividend and subsequent rise. This is the best performing high yield bond ETF. It has out performed JNK and HYG.

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Netflix (NFLX) in Free Fall after H&S Top

Netflix (NFLX) recently formed a Head and Shoulders bearish top pattern, and validated the pattern when it broke below the neckline of the pattern at $353. The breakdown occurred on a gap down and that gap down initially saw a fair amount of short covering/buying, but it’s becoming evident that there are no real buyers in the stock because it’s falling further and forming lower lows and lower highs – the definition of a downtrend. I project a downward price target on the H&S pattern to be $323, which is $10 below the current price of $333. Combine that with a longer term bearish MACD divergence that’s been in place since price rose from $310 on 12/5/13 to $384 on 12/24/13. If that divergence trades out, then we will see price drop all the way down to $310 which would be a drop down of about $20. I’m a little late in entering short as I would have rather entered on a retest of the neckline back towards 350 but it does not look like that is going to happen. The trade: Short NFLX @ $333 Target = $310 Stop = 345 Reward/Risk = 2:1

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Pioneer TS-W3003D4

$99.0012" Champion Pro Series 600W RMS Car Subwoofer General FeaturesPower Handling 2000 Peak 600W RMS General Features 12" Dual 4 Ohm Champion Series Pro Subwoofer IMPP composite seamless woofer cone Dual-layer elastic polymer surround Spring-loaded speaker terminal posts Perfect for a ported or sealed enclosure Features larger magnet combined with a dual spider design Frequency Response: 20-80 Hz Top-mount depth: 6-9/10" Sensitivity: 96 dB

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Clarion NX404

$539.992-DIN DVD Multimedia Station with Built-in Navigation and 6.2-inch Touch Panel ControlGeneral Features General features: DVD/CD receiver with 6.2" touchscreen and AM/FM tuner fits double-DIN (4" tall) dash openings internal amp (18 watts RMS CEA-2006/50 watts peak x 4 channels) built-in Parrot Bluetooth for hands-free calling and audio streaming built-in iPod, iPhone, and iPad control Clarion CCA771 cable and Apple Lightning Digital AV Adapter required for viewing video content from Lightning devices Clarion CCA750 cable required for viewing video content from older Apple devices MirrorLink compatibility for select Android devices — requires optional CCA770 or CCA771 adapter Pandora control through iPhone and Android plays lossless FLAC audio files from your flash drive remote control Navigation features: maps of United States, Canada, and Puerto Rico, plus 11 million points of interest text-to-speech announces actual street names at turns lane guidance and junction view 3D representations of select buildings, landmarks, and terrain Audio/video features: plays CDs, DVDs, and USB drives 3-band parametric EQ with 4 presets low- and high-pass filters bass boost dual-zone A/V output Expandability: inputs: dual rear USB inputs; front 3.5mm input; rear RCA A/V input; rear-view camera input outputs: 6-channel preamp outputs (2-volt front, rear, subwoofer); video output Other information: CEA-2006 compliant compatible with most factory steering wheel audio controls (adapter required)

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Pioneer CD-IU52

$29.00USB to Lightning Cable for iPhone/iPodGeneral Features General Features: USB to Lightning Interface Cable Designed for iPod and iPhone devices Automotive grade USB connection for audio playback for Apple smartphones and iPods with lightning connector Designed for optimal USB device charging Cable Length: 1 ft. 8 in. Adapter free control via receiver interface

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MTX T9515-22

$799.9515" 2000W Dual 2-Ohm SubwooferGeneral Features 15" subwoofer Dual 2-ohm Voice Coils Power range: 200-1000 watts RMS Sensitivity: 87.1 dB Frequency response: 31.9-150 Hz Top-mount depth: 10.737" Voice coil: 4.0" Magnet weight: 260oz Priced per speaker

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MTX T9512-22

$699.9512" 2000W Dual 2-Ohm SubwooferGeneral Features 12" subwoofer Dual 2-ohm Voice Coils Power range: 200-1000 watts RMS Sensitivity: 84.7 dB Frequency response: 36.4-150 Hz Top-mount depth: 9.737" Voice coil: 4.0" Magnet weight: 260oz Priced per speaker

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